End User License Agreement (EULA)

Licensor: ILVIO OÜ Registry code (registrikood): 17333912 Registered office: Järve 35A, 11314 Tallinn, Estonia Contact: info@ilvio.eu Licensed Application: ILVIO (the "Licensed Application"; previously referenced internally as "Magic Mirror") Effective date: 6 July 2026 Version: 1.0

1. Introduction and parties

This End User License Agreement (the "EULA") is a binding agreement between you ("you", the "End-User") and ILVIO OÜ ("ILVIO", the "Licensor"). It governs your installation and use of the Licensed Application and any updates, enhancements, new versions, and replacement software we provide (together, the "Licensed Application").

The Licensed Application is licensed, not sold, to you.

This EULA supplements our Terms of Service and Privacy Policy and is incorporated into them. In case of conflict between this EULA and the Terms of Service, the Terms of Service prevail, except where a clause of this EULA is required by Apple's Minimum Terms (as described in §15) — in which case this EULA prevails for Apple-distributed copies of the Licensed Application.

By tapping "Install", downloading, or using the Licensed Application, you agree to this EULA. If you do not agree, do not install or use it.

2. Scope of license

Subject to your compliance with this EULA, the Terms of Service, and the Privacy Policy, ILVIO grants you a non-exclusive, non-transferable, revocable, limited licence to install and use the Licensed Application:

• On any Apple-branded device that you own or control (iPhone, iPad) — for the Apple App Store copy; or
• On any compatible Android device that you own or control — for the Google Play copy;
• In accordance with the usage rules set out in the applicable Apple Media Services Terms and Conditions or Google Play Terms of Service.

Family sharing and multi-device use. The licence permits you to access the Licensed Application from any device you own or control. If you are the organiser of an Apple Family Sharing group or the holder of a family account on Google Play, the licence extends to accounts associated with you through that family-sharing feature, provided that they each comply with this EULA and the applicable store's usage rules.

Single user per account. Each ILVIO account is for one natural person and is not transferable.

This licence does not permit use on any device that you do not own or control, and you may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time.

3. Consent to use of data

You acknowledge and agree that ILVIO processes personal data and technical data as described in the Privacy Policy. By using the Licensed Application you confirm you have read the Privacy Policy.

4. Restrictions

You agree that you will not, and will not permit any third party to:

• Copy (except as permitted by this licence or applicable law), modify, adapt, translate, create derivative works of, or make any improvements to the Licensed Application;
• Reverse-engineer, disassemble, decompile, decode, or attempt to derive or gain access to any source code of the Licensed Application, except to the limited extent that applicable Estonian law implementing Directive 2009/24/EC explicitly permits such activity (for example, for interoperability and where ILVIO has not made the necessary information available on request);
• Rent, lease, lend, sell, redistribute, sublicense, or otherwise transfer the Licensed Application;
• Remove, alter, or obscure any proprietary notices (including copyright and trademark notices);
• Circumvent, disable, or interfere with security, authentication, rate-limiting, or other technical protection measures;
• Use the Licensed Application or its outputs to train, develop, or fine-tune any artificial-intelligence model or service that competes with ILVIO;
• Use automated means (bots, scrapers, scripts) to extract data beyond ordinary personal use;
• Use the Licensed Application in any manner that violates the Acceptable Use Policy in §7 of the Terms of Service.

5. Services and subscriptions

Some features of the Licensed Application require an internet connection and communication with ILVIO's servers or with third-party services described in the Privacy Policy. Paid features are made available through the subscription tiers described in §6 of the Terms of Service, billed via Stripe through ilvio.eu (or by Apple or Google where offered through their stores).

6. Maintenance and support

ILVIO is solely responsible for providing any maintenance and support services with respect to the Licensed Application, as specified in the Terms of Service or as required under applicable law. Neither Apple nor Google has any obligation whatsoever to furnish any maintenance or support services with respect to the Licensed Application.

You may request support by emailing info@ilvio.eu.

7. Warranty and EU conformity rights

7.1 Limited disclaimer

To the fullest extent permitted by law, and subject to §7.2, the Licensed Application is provided "as is" and "as available" without warranties of any kind, whether express, implied, statutory, or otherwise. ILVIO does not warrant that the Licensed Application will be uninterrupted, error-free, secure, or free from viruses or other harmful components, or that defects will be corrected.

7.2 EU statutory consumer rights preserved

Nothing in §7.1 excludes or limits:

• The two-year conformity guarantee for digital content and digital services under Directive (EU) 2019/770 and Estonian law implementing it;
• Your right to a remedy (repair, price reduction, termination with refund) where the Licensed Application is not in conformity;
• Any other right you have as an EU consumer that cannot be excluded by contract.

If you believe the Licensed Application is not in conformity, contact info@ilvio.eu. ILVIO — not Apple or Google — is solely responsible for addressing such claims, for any warranty obligation that cannot be disclaimed, and for any damages or costs attributable to a failure of the Licensed Application to conform.

7.3 Refund routing

In the event the Licensed Application fails to conform to any applicable warranty, you may notify Apple (for App Store installs) or Google (for Google Play installs), and that store may refund the purchase price (if any) in accordance with its own refund policy. To the maximum extent permitted by law, Apple and Google will have no other warranty obligation with respect to the Licensed Application.

8. Product claims

ILVIO (and not Apple or Google) is responsible for addressing any claim you or any third party makes relating to the Licensed Application or your possession or use of it, including without limitation:

• Product-liability claims;
• Any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and
• Claims arising under consumer-protection, privacy, or similar legislation, including in connection with the use of HealthKit or HomeKit frameworks (not used by the Licensed Application).

9. Intellectual property

The Licensed Application — including its software, source code, object code, designs, user interfaces, audiovisual content, logos, trademarks, trade dress, documentation, and all intellectual-property rights therein — is owned by ILVIO OÜ or its licensors and is protected by Estonian, EU, and international laws.

Except for the limited licence granted in §2, no right, title, or interest in the Licensed Application is transferred to you.

Third-party IP claims. If any third party claims that the Licensed Application or your possession and use of the Licensed Application infringes that third party's intellectual-property rights, ILVIO — not Apple or Google — will be solely responsible for the investigation, defence, settlement, and discharge of any such claim, to the extent required by this EULA.

10. Legal compliance and export

You represent and warrant that:

• You are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a "terrorist-supporting" country;
• You are not listed on any U.S. Government or EU list of prohibited or restricted parties;
• You will comply with all applicable export-control and sanctions laws of the United States, the European Union, and Estonia when using the Licensed Application;
• Your use of the Licensed Application complies with all other applicable local, national, and international laws and regulations.

11. Third-party materials and third-party terms

The Licensed Application may display, include, or make available third-party content (including data and information) or provide links to third-party websites or services. You acknowledge and agree that ILVIO is not responsible for such third-party materials, including their accuracy, completeness, legality, or any other aspect.

You must comply with the applicable third-party terms of agreement when using the Licensed Application (for example, Apple Media Services Terms, Google Play Terms, Pinterest Terms, your mobile carrier's wireless data-service agreement). You represent that you will not be in violation of any such third-party terms when using the Licensed Application.

12. High-risk activities

The Licensed Application is intended for general personal use and is not designed, intended, or warranted for use in any situation where failure could lead to death, personal injury, or severe physical or environmental damage — including but not limited to the operation of nuclear facilities, aircraft navigation or communication systems, air-traffic control, direct life-support machines, or weapons systems. You agree not to use the Licensed Application in any such context.

13. Term and termination

This EULA is effective from the moment you accept it and continues until terminated by you or by ILVIO.

13.1 Termination by you

You may terminate this EULA at any time by uninstalling the Licensed Application and ceasing all use.

13.2 Termination by ILVIO

ILVIO may terminate this EULA immediately if you materially breach it, subject to §13 of the Terms of Service (which governs suspension and termination of the Service more broadly).

13.3 Effect of termination

On termination, all rights granted to you under this EULA cease, and you must uninstall and delete the Licensed Application from your devices. Provisions that by their nature survive termination — including §4 (Restrictions), §7 (Warranty), §8 (Product Claims), §9 (IP), §14 (Liability), §15 (Apple), §16 (Google), §17 (Governing Law) — survive.

14. Limitation of liability

To the fullest extent permitted by law, and subject to §14.2:

14.1 Cap and exclusions

ILVIO's total aggregate liability arising out of or in connection with this EULA in any 12-month period is limited to the greater of (a) EUR 100 or (b) the fees you paid for the Licensed Application and its subscriptions in that 12-month period.

ILVIO is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages; lost profits; lost data; lost goodwill; business interruption; or the cost of substitute goods or services — even where advised of the possibility.

14.2 Carve-outs

Nothing in this EULA excludes or limits liability for:

• Death or personal injury caused by negligence;
• Intent (tahtlus) or gross negligence (raske hooletus) under Estonian law;
• Defective products under the Estonian Product Liability Act implementing Directive 85/374/EEC;
• Fraud or fraudulent misrepresentation;
• Your mandatory rights as an EU consumer, including those under Directive (EU) 2019/770; or
• Any other liability that cannot be limited or excluded by applicable law.

15. Apple App Store — additional terms

The following terms apply to the App Store copy of the Licensed Application. In case of conflict with other provisions of this EULA for that copy, these prevail (per Apple's Minimum Terms).

• Acknowledgment. You acknowledge that this EULA is concluded between you and ILVIO only, and not with Apple. ILVIO, not Apple, is solely responsible for the Licensed Application and its content. This EULA may not provide for usage rules for the Licensed Application that are in conflict with, or more permissive than, the usage rules set forth for licensed applications in, or otherwise be in conflict with, the Apple Media Services Terms and Conditions; to the extent any conflict exists, Apple's Media Services Terms and Conditions will govern.
• Scope of licence. The licence granted in §2 is further limited to a non-transferable licence to use the Licensed Application on any Apple-branded products that you own or control and as permitted by the Usage Rules, except that the Licensed Application may be accessed and used by other accounts associated with the purchaser via Family Sharing or volume purchasing.
• Maintenance and support. ILVIO is solely responsible for providing any maintenance and support services. Apple has no obligation whatsoever to furnish any maintenance and support services.
• Warranty. ILVIO is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the Licensed Application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application. Any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be ILVIO's sole responsibility.
• Product claims. ILVIO, and not Apple, is responsible for addressing any claims by you or any third party relating to the Licensed Application or your possession and use of it, including: (i) product-liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer-protection, privacy, or similar legislation.
• Intellectual property rights. In the event of any third-party claim that the Licensed Application or your possession and use of the Licensed Application infringes that third party's intellectual-property rights, ILVIO, not Apple, will be solely responsible for the investigation, defence, settlement, and discharge of any such claim.
• Legal compliance. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist-supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
• Developer name and address. ILVIO OÜ, Järve 35A, 11314 Tallinn, Estonia. Email: info@ilvio.eu.
• Third-party terms of agreement. You must comply with applicable third-party terms of agreement when using the Licensed Application (for example, your wireless-data service agreement).
• Third-party beneficiary. You acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of this EULA, and that, upon your acceptance of the terms and conditions of this EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce this EULA against you as a third-party beneficiary thereof.

16. Google Play — additional terms

The following terms apply to the Google Play copy of the Licensed Application:

• Your download and use of the Licensed Application is subject to Google Play's Terms of Service and the applicable Google Play policies, in addition to this EULA.
• Google is not a party to this EULA and is not responsible for the Licensed Application. Claims relating to the Licensed Application should be directed to ILVIO at info@ilvio.eu.
• Refund requests for purchases made through Google Play are handled by Google under its published refund policies, without prejudice to your EU statutory rights (§7.2).

17. Governing law and disputes

This EULA is governed by the laws of the Republic of Estonia, excluding its conflict-of-laws rules and excluding the United Nations Convention on Contracts for the International Sale of Goods.

Disputes arising from or in connection with this EULA are subject to the exclusive jurisdiction of the Harju County Court (Harju Maakohus) in Tallinn. EU consumers may additionally bring proceedings in the courts of their country of habitual residence and retain the benefit of any mandatory consumer-protection rules of that country. EU consumers may also use the European Commission's ODR platform at https://ec.europa.eu/consumers/odr and the Estonian Consumer Disputes Committee.

18. Miscellaneous

• Severability. If any provision of this EULA is held unenforceable, the remainder continues in full force.
• No waiver. Failure to enforce any provision is not a waiver.
• Assignment. You may not assign this EULA. We may assign it to a successor in a merger, acquisition, or asset sale.
• Entire agreement. This EULA, together with the Terms of Service and the Privacy Policy and any usage rules of the Apple Media Services Terms and Conditions or Google Play Terms of Service, constitutes the entire agreement between you and ILVIO concerning the Licensed Application.
• Language. This EULA is provided in English; any translated version is for convenience only and the English version prevails in case of conflict.

19. Contact

ILVIO OÜ Järve 35A, 11314 Tallinn, Estonia Registrikood: 17333912 Email: info@ilvio.eu

This EULA satisfies Apple's "Minimum Terms" for licensed applications distributed through the Apple App Store (see §15). If you distribute the Licensed Application through an additional store whose rules conflict with this EULA, those store rules apply to installs from that store only, to the extent required.